:root {
  --brand: #0b4f6c;
  --brand-2: #01baef;
  --accent: #ffb703;
  --accent-2: #16a34a;
  --ink: #102033;
  --muted: #5f6f82;
  --paper: #ffffff;
  --soft: #f3f7fb;
  --line: #d9e3ee;
  --danger: #d94841;
  --shadow: 0 20px 60px rgba(16, 32, 51, .12);
  --radius: 24px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 10% 0%, color-mix(in srgb, var(--brand-2) 14%, transparent), transparent 35%),
    radial-gradient(circle at 95% 20%, color-mix(in srgb, var(--accent) 12%, transparent), transparent 30%),
    var(--soft);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.55;
}
a { color: inherit; }
button, input, textarea { font: inherit; }
img, svg { max-width: 100%; }
.container { width: min(1180px, calc(100% - 34px)); margin: 0 auto; }
.topbar {
  position: sticky; top: 0; z-index: 50;
  background: rgba(10, 24, 40, .94); color: #fff;
  backdrop-filter: blur(14px); border-bottom: 1px solid rgba(255,255,255,.1);
}
.nav { min-height: 72px; display: flex; align-items: center; gap: 18px; justify-content: space-between; }
.brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; font-weight: 900; letter-spacing: -.03em; }
.brand-mark { width: 42px; height: 42px; border-radius: 14px; display: grid; place-items: center; color: #061525; background: linear-gradient(135deg, var(--accent), #fff2a8); box-shadow: 0 8px 24px rgba(0,0,0,.22); font-size: 22px; }
.brand small { display: block; color: #b9c7d8; font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.nav-actions { display: flex; gap: 10px; align-items: center; flex-wrap: wrap; justify-content: flex-end; }
.nav-link { color: #dce8f5; text-decoration: none; font-size: 14px; }
.btn { border: 0; border-radius: 12px; padding: 11px 16px; display: inline-flex; align-items: center; justify-content: center; gap: 8px; cursor: pointer; text-decoration: none; font-weight: 800; transition: transform .15s ease, box-shadow .15s ease, opacity .15s ease; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--accent); color: #172033; box-shadow: 0 10px 30px color-mix(in srgb, var(--accent) 35%, transparent); }
.btn-secondary { background: var(--brand); color: #fff; }
.btn-outline { background: transparent; color: inherit; border: 1px solid currentColor; }
.btn-light { background: #fff; color: var(--ink); }
.btn-small { padding: 8px 12px; border-radius: 10px; font-size: 13px; }
.hero { padding: 54px 0 26px; }
.hero-panel {
  position: relative; overflow: hidden; border-radius: 32px; padding: clamp(28px, 5vw, 62px);
  background: linear-gradient(135deg, #0b1828 0%, color-mix(in srgb, var(--brand) 78%, #081522) 60%, #152a3a 100%);
  color: #fff; box-shadow: var(--shadow); border: 1px solid rgba(255,255,255,.1);
}
.hero-panel::before { content: ""; position: absolute; width: 420px; height: 420px; border-radius: 50%; right: -160px; top: -210px; background: color-mix(in srgb, var(--brand-2) 25%, transparent); filter: blur(1px); }
.hero-panel::after { content: ""; position: absolute; width: 500px; height: 500px; border-radius: 45%; right: -300px; bottom: -350px; background: color-mix(in srgb, var(--accent) 20%, transparent); transform: rotate(22deg); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(28px, 5vw, 64px); align-items: center; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; padding: 7px 11px; border-radius: 999px; font-size: 12px; text-transform: uppercase; letter-spacing: .09em; font-weight: 900; background: color-mix(in srgb, var(--accent) 18%, transparent); color: #fff5c5; border: 1px solid color-mix(in srgb, var(--accent) 35%, transparent); }
h1 { font-size: clamp(39px, 6.4vw, 76px); line-height: .98; margin: 22px 0 20px; letter-spacing: -.055em; max-width: 900px; }
.hero-copy > p { color: #d9e6f3; font-size: clamp(17px, 2vw, 21px); max-width: 760px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 28px; }
.trust-row { display: flex; flex-wrap: wrap; gap: 11px 20px; margin-top: 24px; color: #c8f7da; font-size: 13px; }
.trust-row span::before { content: "✓"; margin-right: 7px; color: #55e68d; font-weight: 900; }
.mock { padding: 16px; border-radius: 22px; background: rgba(255,255,255,.11); border: 1px solid rgba(255,255,255,.16); box-shadow: 0 20px 50px rgba(0,0,0,.25); }
.mock-browser { display: flex; gap: 6px; margin: 3px 0 13px; }
.mock-browser i { width: 9px; height: 9px; border-radius: 50%; background: rgba(255,255,255,.55); }
.mock-card { background: #fff; color: var(--ink); border-radius: 15px; padding: 15px; margin-bottom: 10px; }
.mock-card small { color: var(--muted); text-transform: uppercase; letter-spacing: .08em; font-weight: 800; font-size: 10px; }
.mock-card strong { display: block; font-size: clamp(23px, 3vw, 34px); margin-top: 3px; }
.mock-card.sub strong { font-size: 18px; }
.mock-bars { background: #fff; color: var(--ink); border-radius: 15px; padding: 15px; }
.mock-row { margin: 10px 0; }
.mock-row span { display: flex; justify-content: space-between; gap: 15px; font-size: 11px; font-weight: 800; }
.track { height: 7px; border-radius: 99px; background: #edf1f5; overflow: hidden; margin-top: 5px; }
.track i { display: block; height: 100%; width: var(--w, 30%); background: linear-gradient(90deg, var(--accent), var(--danger)); border-radius: inherit; }
.stat-strip { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; margin-top: 20px; }
.stat { background: rgba(255,255,255,.88); border: 1px solid rgba(255,255,255,.8); border-radius: 18px; padding: 18px; box-shadow: 0 14px 38px rgba(25,50,77,.08); }
.stat small { color: var(--muted); }
.stat strong { display: block; margin-top: 6px; font-size: 20px; }
.section { padding: 42px 0; }
.section-head { max-width: 820px; margin-bottom: 24px; }
.section-head h2 { font-size: clamp(31px, 4vw, 49px); line-height: 1.03; letter-spacing: -.045em; margin: 10px 0 12px; }
.section-head p { color: var(--muted); font-size: 17px; }
.kicker { color: var(--brand); text-transform: uppercase; letter-spacing: .1em; font-weight: 900; font-size: 12px; }
.feature-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 15px; }
.feature { background: var(--paper); padding: 22px; border: 1px solid var(--line); border-radius: 20px; box-shadow: 0 12px 32px rgba(20,44,70,.07); }
.feature-icon { width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; background: color-mix(in srgb, var(--brand-2) 13%, white); color: var(--brand); font-size: 21px; }
.feature h3 { margin: 15px 0 7px; font-size: 18px; }
.feature p { margin: 0; color: var(--muted); font-size: 14px; }
.calculator-wrap { background: var(--paper); border: 1px solid var(--line); border-radius: 28px; box-shadow: var(--shadow); overflow: hidden; }
.calculator-head { padding: 30px; background: linear-gradient(135deg, color-mix(in srgb, var(--brand) 8%, white), #fff); border-bottom: 1px solid var(--line); }
.calculator-head h2 { margin: 7px 0 6px; font-size: clamp(28px, 4vw, 44px); letter-spacing: -.04em; }
.calculator-head p { color: var(--muted); margin: 0; }
.calc-grid { display: grid; grid-template-columns: 1.15fr .85fr; min-height: 610px; }
.calc-fields { padding: 26px; border-right: 1px solid var(--line); }
.field-section { margin-bottom: 23px; }
.field-section h3 { font-size: 15px; margin: 0 0 12px; display: flex; align-items: center; gap: 8px; }
.fields { display: grid; grid-template-columns: repeat(2,1fr); gap: 12px; }
label { display: block; color: #35465a; font-size: 12px; font-weight: 800; }
input, textarea { width: 100%; margin-top: 6px; border: 1px solid #cbd7e4; border-radius: 11px; padding: 11px 12px; background: #fff; color: var(--ink); outline: none; }
input:focus, textarea:focus { border-color: var(--brand-2); box-shadow: 0 0 0 4px color-mix(in srgb, var(--brand-2) 14%, transparent); }
.calc-actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 12px; }
.results { padding: 26px; background: linear-gradient(180deg, #f8fbff, #eef5fb); }
.result-main { background: linear-gradient(135deg, var(--brand), color-mix(in srgb, var(--brand) 78%, #000)); color: #fff; padding: 22px; border-radius: 18px; }
.result-main small { color: #d7e8f8; text-transform: uppercase; letter-spacing: .08em; font-size: 10px; font-weight: 900; }
.result-main strong { display: block; font-size: clamp(31px, 4vw, 47px); margin: 4px 0; }
.result-main span { color: #d7e8f8; font-size: 13px; }
.result-pair { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 10px 0; }
.result-card { background: #fff; border: 1px solid var(--line); border-radius: 15px; padding: 14px; }
.result-card small { color: var(--muted); text-transform: uppercase; letter-spacing: .06em; font-size: 9px; font-weight: 900; }
.result-card strong { display: block; margin-top: 5px; font-size: 18px; }
.breakdown { background: #fff; border: 1px solid var(--line); border-radius: 15px; padding: 15px; margin-top: 10px; }
.breakdown h3, .plan h3 { margin: 0 0 10px; font-size: 15px; }
.breakdown-item { margin: 11px 0; }
.breakdown-head { display: flex; gap: 10px; justify-content: space-between; font-size: 11px; font-weight: 800; }
.breakdown .track { height: 6px; }
.plan { background: #fff; border: 1px solid var(--line); border-radius: 15px; padding: 15px; margin-top: 10px; }
.plan ol { margin: 0; padding-left: 20px; color: #42556b; font-size: 12px; }
.plan li + li { margin-top: 7px; }
.disclaimer { color: var(--muted); font-size: 11px; margin: 12px 0 0; }
.process-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 15px; counter-reset: step; }
.process { position: relative; background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 22px; }
.process::before { counter-increment: step; content: "0" counter(step); display: inline-grid; place-items: center; width: 38px; height: 38px; border-radius: 12px; background: var(--brand); color: #fff; font-weight: 900; }
.process h3 { margin: 15px 0 7px; font-size: 17px; }
.process p { margin: 0; color: var(--muted); font-size: 13px; }
.contact-panel { background: linear-gradient(135deg, #0b1828, color-mix(in srgb, var(--brand) 68%, #0b1828)); color: #fff; border-radius: 28px; padding: clamp(26px,5vw,50px); box-shadow: var(--shadow); }
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 36px; align-items: start; }
.contact-panel h2 { font-size: clamp(31px,4vw,48px); line-height: 1.03; margin: 10px 0; letter-spacing: -.04em; }
.contact-panel p { color: #d6e4f0; }
.contact-list { margin-top: 22px; display: grid; gap: 10px; }
.contact-list a { text-decoration: none; color: #fff; }
.contact-form { background: #fff; color: var(--ink); border-radius: 20px; padding: 20px; }
.contact-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 11px; }
.contact-fields .full { grid-column: 1 / -1; }
.contact-actions { display: flex; gap: 9px; flex-wrap: wrap; margin-top: 14px; }
.notice { margin-top: 12px; padding: 10px 12px; border-radius: 10px; font-size: 12px; background: #eef7ff; color: #24425f; display: none; }
.faq { display: grid; gap: 10px; }
details { background: #fff; border: 1px solid var(--line); border-radius: 15px; padding: 16px 18px; }
summary { cursor: pointer; font-weight: 800; }
details p { color: var(--muted); margin-bottom: 2px; }
.footer { padding: 28px 0 45px; color: #586a7e; font-size: 13px; }
.footer-row { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; border-top: 1px solid var(--line); padding-top: 22px; }
.footer a { text-decoration: none; }
.mobile-only { display: none; }
@media (max-width: 980px) {
  .hero-grid, .calc-grid, .contact-grid { grid-template-columns: 1fr; }
  .calc-fields { border-right: 0; border-bottom: 1px solid var(--line); }
  .feature-grid { grid-template-columns: repeat(2,1fr); }
  .process-grid { grid-template-columns: repeat(2,1fr); }
  .stat-strip { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 640px) {
  .container { width: min(100% - 22px, 1180px); }
  .nav { align-items: flex-start; padding: 12px 0; }
  .brand small, .nav-link { display: none; }
  .nav-actions .btn { padding: 8px 10px; font-size: 12px; }
  .hero { padding-top: 20px; }
  .hero-panel { border-radius: 22px; padding: 25px 19px; }
  h1 { font-size: 42px; }
  .feature-grid, .process-grid, .fields, .contact-fields, .result-pair, .stat-strip { grid-template-columns: 1fr; }
  .calculator-head, .calc-fields, .results { padding: 20px 16px; }
  .contact-panel { border-radius: 22px; padding: 24px 17px; }
  .mobile-only { display: inline-flex; }
}